1. Operating Lease
The organisation enters into a fixed payment arrangement.
• Fixed monthly rentals
• Off balance sheet
• Registration included for full term
• No residual risk
• No responsibility for selling vehicle at end of term
• At end of term, hand back and get into a new car
• Flexible kilometre terms
• Consolidated billing
• Optional fuel card
• Access to approved government pricing
2. Sale and Leaseback
A Sale and leaseback allows an organisation to raise money from the sale of assets, while retaining use of them. The money raised from selling assets may make the company financially stronger.
ACS Fleet essentially will pay you cash for your current fleet. Market vehicle evaluations will be based on recognised industry guidelines or the written down value. The vehicles will then be leased back to you under an operating lease agreement, passing over the ownership and residual value risk of the fleet.
3. Flexi-Mortgage
The Flexi-Mortgage option is ideally suited to those seeking greater flexibility associated with product range, timing and kilometres.
• Fixed monthly payments
• Residual at end of term to lower monthly payments
• Fixed interest rate
• Flexible terms
• Access to approved government pricing
• Assistance available to sell vehicle at end of term
• Borrower may be able to sell vehicle GST free and use benefit available to churches and charities.
4. Novated Lease
The most common way of salary packaging with flexibility and benefits for both employers and employees.
Employers:
• No residual risk
• No excess vehicles if employee leaves
• Employer can provide a more attractive salary package
Employees:
• Choice - you can choose the car that best suits you
• Control - you control the car including care and maintenance
• Portable - you can take vehicle with you if you change jobs
• Tax effective - payments are made from pre tax income, so you may require a smaller portion of your income to run vehicle
5. Self Managed Lease
For those comfortable with undertaking the resale of their vehicle at the end of their lease term, whilst still enjoying the benefits of most of the Operating lease features, the Self Managed Lease (SML) option is the way to go.
• Fixed monthly rentals
• Fixed interest rate
• Flexible terms
• Access to approved government pricing
• Residual at end of term to lower monthly rentals
• Assistance available to sell vehicle at end of term
6. Vehicle Sourcing
ACS Fleet can assist you to find the right car and negotiate on your behalf.
• Access to approved government pricing
• Ability to negotiate "new for old"
• Premier Dealer Network gives access to additional discounts
• Long standing dealer relationships promote customer satisfaction
• Assistance available to sell vehicle at end of term
• Key for key service
7. Trade-In/Selling Vehicles
You can use the ACS network to get the best price for your car.
• Large network of dealers and wholesalers wanting to buy your car
• Trade in your current vehicle against new vehicle purchase
• ACS fleet will buy vehicles without a new car purchase